Step 1
Claim Is Initiated
An insurance adjuster creates a project within BidClaim and defines the services to be included.
How BidClaim Works
A structured approach to claim settlement using real contractor pricing.
BidClaim introduces a consistent framework that brings market-based pricing into the claim process while preserving existing workflows and property owner choice.
A Clear Path to Claim Settlement
BidClaim provides a structured environment where contractors submit real bids based on policy-aware scope, allowing pricing to be observed and evaluated within the claim process.
Rather than relying solely on estimated values, BidClaim introduces a layer of real-world input—supporting more consistent outcomes, reduced friction, and greater visibility into how claims are settled.
The platform works alongside existing systems
and does not replace carrier workflows
The BidClaim Process
Five clear steps from claim initiation to settlement — transparent, structured, and traceable for every party involved.
Step 2
Property Owner Is Invited
The property owner is invited to collaborate on their BidClaim project to settle their property claim
Step 3
Contractors Submit Bids
Contractors submit bids based on the policy-defined scope. Property owners retain full control in selecting their contractor, including the ability to invite preferred vendors
Step 4
Bids Are Reviewed
The property owner selects a bid to move forward with. The adjuster reviews the selected bid within the context of the claim.
Step 5
Claim Settlement Is Supported
Approved bids are used to support claim settlement, providing a clearer connection between scope, pricing, and execution.
Designed to Work Within Existing Processes
BidClaim is designed to complement—not replace—existing carrier workflows.
Existing estimating tools remain in place
Adjusters maintain control over claim decisions
Contractors operate indepen- dently
Property owners retain freedom of choice
What Participants Experience
Users interact with a clear, guided process
Behind the scenes, BidClaim standardizes how this information is organized and presented ensuring consistency across each step
Adjusters
Define the project and review selected bids
Property Owners
Receive and compare contractor pricing and materials
Contractors
Submit bids based on defined scope
A More Transparent Outcome
By introducing structured bidding into the claim process, BidClaim helps create:
- Clearer pricing visibility
- More consistent claim outcomes with reduced friction
- Protection of policy-holder autonomy
- Improved confidence for all parties involved
The result is a claim settlement process that reflects real-world conditions while remaining structured and manageable.
Simple in Practice. Structured by Design.
BidClaim does not change who makes decisions.
It provides a framework where those decisions can be made with greater clarity, consistency, and visibility.
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